Munich Personal RePEc Archive

The Indian banking system: A ticking time bomb

Pandey, Ashish (2016): The Indian banking system: A ticking time bomb. Published in: Ideas for India (13 May 2016)


Download (265kB) | Preview


This is a perspective paper on the long-term impact of Non-Performing Assets of the public sector banks in India how the process of further deterioration in the scenario can be reversed. The author first tries to unfold the root causes of the burgeoning crisis arising out of Non-Performing Assets and then suggest appropriate measure, which if adopted, can help the nation protect itself from the looming catastrophe which can shake not only the erring banks but also the entire economy of the country. The crisis of non-perming assets can be ignored only at nation’s peril. Hence, it is imperative for the government as well as the Reserve Bank of India to take urgent measures in order to diffuse the proverbial time bomb which is almost ready to burst. Any further delay in managing Non-Performing Assets in an effective manner is bound to devastate the financial stability of the country.

MPRA is a RePEc service hosted by
the Munich University Library in Germany.