Munich Personal RePEc Archive

Reel Ekonomiye Katkıları Bakımından katılım Bankalarının Kullandırdığı Fonların Analizi

Aras, Osman Nuri and Öztürk, Mustafa (2011): Reel Ekonomiye Katkıları Bakımından katılım Bankalarının Kullandırdığı Fonların Analizi. Published in: Ekonomi Bilimleri Dergisi , Vol. 2, No. 3 (2011): pp. 167-179.

[img]
Preview
PDF
MPRA_paper_81903.pdf

Download (131kB) | Preview

Abstract

Participation banks have been operating as a third kind of banks as well as deposit banks and development/investment banks in Turkish Banking System since 1985. Participation banks are operating according to Islamic principles. Therefore, they do not use interest in collecting and utilizing funds processes instead use profit/loss sharing model in these processes. The amount of allocated funds by participation banks and the share of participation banks in allocated funds have increased in the banking sector especially since 2002. The profıt/loss method that is one of the methods on allocated funds by participation banks in the banking sector is the most important method contribution to the real economy. Nevertheless, the share of allocated funds on the basis of the profıt/loss method is very low in the total allocated funds. In this case shows that participation banks despite of passing 30 years after its founding could not provide yet the expected contribution to the real sector of Turkish economy.

UB_LMU-Logo
MPRA is a RePEc service hosted by
the Munich University Library in Germany.