Munich Personal RePEc Archive

PEMBIAYAAN BANK SYARIAH

Naendhy Sunaendy, Lilla Fadhilah (2017): PEMBIAYAAN BANK SYARIAH. Published in: PEMBIAYAAN BANK SYARIAH No. PEMBIAYAAN (26 December 2018): pp. 1-11.

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Abstract

This paper aims to describe more deeply the understanding of Islamic bank financing. As a country that is predominantly Muslim, it should be expected that the presence of Islamic banks in Indonesia is something to be expected. A bank is an industry that operates in the field of trust, which in this case is a financial intermediary between debtors and creditors. Islamic banks function as intermediary institutions, which function to collect funds from the community and redistribute these funds to the people who need them in the form of financing. namely to collect funds from the community and redistribute these funds to the people who need them in the form of financing. Financing is the largest source of income for Islamic banks, but at the same time is the biggest source of risk for business operations. Therefore, these funds must be used correctly, fairly, and must be accompanied by bonds and clear conditions that are mutually beneficial for both parties.

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