Efficacité technique des banques de la CEMAC

KAMGNA, Severin Yves and DIMOU, Leonnel (2008): Efficacité technique des banques de la CEMAC.

Abstract

In one decade, the CEMAC's countries passed from a banking crisis context to an excess systemic liquidity. In the present survey, we valued the relative levels of technical efficiency of 24 commercial banks of the CEMAC from January 2001 to December 2004 using the DEA method, and searched for the factors of the banking management susceptible to explain these evolutions. The results shows that, on average, under the hypothesis of constant scale outputs, the banks of the CEMAC only produced 36,9% of the quantity of outputs that they could have produced from their resources. While rather supposing the outputs variable, the middle level of technical efficiency settled to 0,693. Of other parts, The explanatory factors of the evolution of the technical efficiency of the banks during this period are: i) the risk of defect; ii) the importance of the Bank, identified by the proportion of the capital stocks on the assets of the banks, iii) the level of the treasury excesses, and iv) the proportion of capital stock in the total of the credits.

• Item Type: MPRA Paper
• English Title: Technical efficiency of the banks of the CEMAC
• Language: French
• Keywords: Efficacité technique, méthode DEA, rendement d’échelle, banques, CEMAC
• Subjects: C - Mathematical and Quantitative Methods > C6 - Mathematical Methods ; Programming Models ; Mathematical and Simulation Modeling > C69 - Other; G - Financial Economics > G2 - Financial Institutions and Services > G29 - Other; G - Financial Economics > G3 - Corporate Finance and Governance > G32 - Financing Policy ; Financial Risk and Risk Management ; Capital and Ownership Structure ; Value of Firms ; Goodwill; G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages

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