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FINTECH, DIGITALIZATION, AND BLOCKCHAIN IN INSLAMIC FINANCE: RETROSPECTIVE INVESTIGATION

Aysan, Ahmet Faruk and Unal, Ibrahim Musa (2022): FINTECH, DIGITALIZATION, AND BLOCKCHAIN IN INSLAMIC FINANCE: RETROSPECTIVE INVESTIGATION. Published in: Fintech , Vol. 4, No. 1 (17 November 2022)

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Abstract

The increasing interest in Fintech, Blockchain, and Digitalization in Islamic Finance created a new area in the literature, requiring a systematic review of these academic publications. The scope of the analysis is limited to journal articles to understand the trends in the indexed journals. Results are categorized into three sections, Islamic banks’ digitalization, Blockchain and Crypto Assets research, and Islamic non-bank financial institutions’ digitalization. Islamic fintech has great potential mainly because of the overlapping norms of Shariah and fintech, making it easier to implement technological disruption into Islamic finance. Moreover, the trust shift to Islamic finance could be merged with the opportunities of fintech and increase the potential of Islamic fintech even more.

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