Ozili, Peterson K (2025): Effect of CO2 emissions on financial inclusion through physical financial access points. Forthcoming in:
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Abstract
This study examines the effect of CO2 emissions from gaseous fuel consumption on financial inclusion through physical financial access points in non-crisis years. The findings reveal that higher CO2 emissions are associated with a high level of financial inclusion in European, Asian and developing countries, implying that CO2 emissions do not decrease the level of financial inclusion. CO2 emissions decrease the level of financial inclusion in African countries that have strong institutions and a high lending rate. CO2 emissions also decrease the level of financial inclusion in developing countries that have a high lending rate. The implication is that policymakers and banks in European, African and Asian countries should reduce their reliance on physical financial access points to increase financial inclusion. They should adopt digital financial inclusion strategies to mitigate the adverse effect of CO2 emissions on the physical financial access points provided by banks to increase financial inclusion.
Item Type: | MPRA Paper |
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Original Title: | Effect of CO2 emissions on financial inclusion through physical financial access points |
Language: | English |
Keywords: | climate change, CO2 emissions, financial inclusion, institutional quality, inflation, interest rate, financial access points, bank branch, ATM, Africa, Asia, Europe, developing countries. |
Subjects: | G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages Q - Agricultural and Natural Resource Economics ; Environmental and Ecological Economics > Q0 - General > Q01 - Sustainable Development Q - Agricultural and Natural Resource Economics ; Environmental and Ecological Economics > Q5 - Environmental Economics > Q50 - General |
Item ID: | 125032 |
Depositing User: | Dr Peterson K Ozili |
Date Deposited: | 01 Jul 2025 14:47 |
Last Modified: | 01 Jul 2025 14:47 |
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URI: | https://mpra.ub.uni-muenchen.de/id/eprint/125032 |