Pavla, Vodová (2009): Odstraňování legislativních bariér na trzích hypotečních a spotřebitelských úvěrů. Published in: Acta academica karviniensia No. 2 (2009): pp. 448-457.
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Abstract
The aim of this article is to characterise the process of consumer and mortgage loans legislative harmonization as a part of reduction of credit market integration barriers. The harmonization of consumer credit market law is a long-term process in European Union. For mortgage loan markets, the harmonization of legislation is at the beginning. For both types of loans, the principles of responsible lending are highly important.
Item Type: | MPRA Paper |
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Original Title: | Odstraňování legislativních bariér na trzích hypotečních a spotřebitelských úvěrů |
English Title: | Reduction of legislative barriers on consumer and mortgage loan markets |
Language: | Czech |
Keywords: | integrace úvěrových trhů; hypoteční úvěr; spotřebitelský úvěr; směrnice; odpovědné úvěrování |
Subjects: | G - Financial Economics > G1 - General Financial Markets > G15 - International Financial Markets G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages |
Item ID: | 25252 |
Depositing User: | Pavla Vodová |
Date Deposited: | 21 Sep 2010 23:59 |
Last Modified: | 02 Oct 2019 16:41 |
References: | ADAM, K., JAPPELLI, T., MENICHINI, A., PADULA, M., PAGANO, M. Analyse, Compare and Apply Alternative Indicators and Monitoring Methodologies to Measure the Evolution of Capital Market Integration in the European Union. Palermo: University in Palermo, CSEF, 2002. Broad Economic Analysis of the Impact of the Proposed Directive on Consumer Credit. Brusel: European Parliament, 2007. ECB. Financial integration in Europe. Frankfurt: European Central Bank, 2008. ISSN 1830-7159. EU Responsible Lending Standards for Home Loans. Brusel: European Mortgage Federation, 2009. Feedback on the Consultation on the Green Paper on Mortgage Credit. Brusel: European Commission, 2006. FISHER, K. Starting Signal for Commission Consultation on Responsible Lending and Borrowing. Mortgage Info, s. 1, č. 6, 2009. Směrnice 87/102/EHS o sbližování právních předpisů členských států týkajících se spotřebitelského úvěru. Směrnice 93/13/EC o smlouvách o spotřebitelském úvěru. White Paper on the Integration of EU Mortgage Credit Markets. Brusel: Commission of the European Communities, 2007. The Costs and Benefits of Integration of EU Mortgage Markets. Report for European Commission. London: London Economics, 2005. |
URI: | https://mpra.ub.uni-muenchen.de/id/eprint/25252 |