Alqatawni, Tahsen (2013): The Impact of the Dodd-Frank Act on Small Banks. Published in: Social Science Research Network , Vol. 10, No. 2347812 (30 October 2013): pp. 1-10.
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Abstract
The Dodd-Frank Act is single longest bill ever passed by the U.S… The Dodd-Frank Act passed in reply to the latest financial meltdown, which applies to prevent further fraud and abuse in the markets, also geared toward protecting consumers with regulations like keeping borrowers from abusive lending conditions and mortgage practices by lenders. Dodd-Frank regulatory requirements set too many restrictions on local lenders and appraisers and that the Act created for large banks "too-big-to-fail”. However, the small banks, which do not fit neatly into standardized financial modeling, will face unintended consequences, as increased operations costs, which lead to reduced income and limited potential growth. The Act created enormous difficulties on small banks, which has little to do with the financial crisis.
Item Type: | MPRA Paper |
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Original Title: | The Impact of the Dodd-Frank Act on Small Banks |
Language: | English |
Keywords: | Dodd-Frank Act , Law and Compliance , financial regulation |
Subjects: | G - Financial Economics > G0 - General > G00 - General G - Financial Economics > G3 - Corporate Finance and Governance > G33 - Bankruptcy ; Liquidation G - Financial Economics > G3 - Corporate Finance and Governance > G38 - Government Policy and Regulation K - Law and Economics > K2 - Regulation and Business Law K - Law and Economics > K2 - Regulation and Business Law > K22 - Business and Securities Law K - Law and Economics > K2 - Regulation and Business Law > K23 - Regulated Industries and Administrative Law K - Law and Economics > K4 - Legal Procedure, the Legal System, and Illegal Behavior > K40 - General |
Item ID: | 51109 |
Depositing User: | Tahsen Alqatawni |
Date Deposited: | 04 Nov 2013 22:05 |
Last Modified: | 26 Sep 2019 10:59 |
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URI: | https://mpra.ub.uni-muenchen.de/id/eprint/51109 |