Banking financing and credit risk: Case of the Sme's segment in Morocco

Moudine, Chourouk and El Khattab, Younes (2016): Banking financing and credit risk: Case of the Sme's segment in Morocco. Published in: International Journal of Advanced Research in Management and Social Sciences , Vol. 8, No. 2 (February 2019): pp. 144-163.

Abstract

ThE article focuses on challenges faced by banks in providing loans to small and medium-sized enterprises (SMEs). In this connection, we try to assess the credit risk of Moroccan SMEs sector using a set of aggregate quantitative indicators. In light of our assessment, we propose some measures to improve the creditworthiness of those enterprises and facilitate their access to bank credit.

• Item Type: MPRA Paper
• Language: English
• Keywords: Credit risk, creditworthiness, relationship lending, transaction lending, SMEs sector.
• Subjects: G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages

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