Munich Personal RePEc Archive

Financial inclusion washing

Ozili, Peterson K (2022): Financial inclusion washing. Published in: (2022)

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This paper presents a discussion about financial inclusion washing. It was argued that financial inclusion washing is the deliberate or unintentional use of exaggerated claims or misleading claims to describe an entity’s commitment to increase the level of financial inclusion. The paper showed that many entities are at risk of practicing financial inclusion washing such as international development organizations, aid organizations, government agencies, central banks, financial institutions, financial inclusion support groups and associations, among others. The paper also highlighted the manifestations, motivations and consequences of financial inclusion washing. The paper further identified ways through which entities can avoid financial inclusion washing. Financial inclusion washing has not been considered to be a crime although it should be.

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