Performance du secteur bancaire des pays d’Afrique Subsaharienne (ASS) : les effets différenciés de la croissance économique

Mafo Tchinda, Ghislaine and Bouwawe, Duclo and Mbondo, Georges Dieudonné (2025): Performance du secteur bancaire des pays d’Afrique Subsaharienne (ASS) : les effets différenciés de la croissance économique.

Abstract

This study examines the impact of economic growth on banking sector performance for 28 Sub-Saharan African countries. To this end, the study uses a dynamic panel model based on the method of generalised moments in a system over the period 2010-2021. The results show that the estimated effects have been differentiated depending on the type of banking performance. Indeed, during the studied period, economic growth had a positive and significant effect on bank liquidity and on asset quality while the impact has been negative on bank capital adequacy ratio. This counter-performance on bank capital adequacy ratio is likely to encourage banks and prudential authorities to vigilance even in a favorable macroeconomic context.

• Item Type: MPRA Paper
• English Title: Banking sector performance in Sub-Saharan Africa (SSA): the differentiated effects of economic growth
• Language: French
• Keywords: Banking performance, economic growth, different effects, Sub-Saharan Africa
• Subjects: C - Mathematical and Quantitative Methods > C2 - Single Equation Models ; Single Variables > C23 - Panel Data Models ; Spatio-temporal Models; E - Macroeconomics and Monetary Economics > E4 - Money and Interest Rates > E44 - Financial Markets and the Macroeconomy; G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages; N - Economic History > N1 - Macroeconomics and Monetary Economics ; Industrial Structure ; Growth ; Fluctuations > N10 - General, International, or Comparative

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