Theoretical perspective of dynamic credit risk analysis and lending model; effective to enterprises of fragile economy

Tweneboah Senzu, Emmanuel (2020): Theoretical perspective of dynamic credit risk analysis and lending model; effective to enterprises of fragile economy. Published in: Eliva Publication: ISBN:978-1-63648-597-3 No. Chapter 5(91 -113) (5 February 2022): pp. 1-22.

Abstract

There is empirical evidence and objective argument, which justifies the core functioning of money in economic growth, and its correlation to the development of a nation, which equally establishes the reason for the relevant role of Banks in every economy. The underpinning of this study is to bring to bear the causal influence that promotes fragility of the financial system in undeveloped and developing economies, which hampers the smooth operative performances of enterprises in such economies, thereby, granting the author the reason to propose a theoretical perspective of dynamic credit-lending-risk analysis, as an upgrade model over the existing static credit-lending-risk analytical approach, found to be creating challenges to the productive efficiency of enterprises, within the same economies. Hence, destabilises the market power of such an economy, and deny the quality of its welfare State programme, while heightening its unemployment tension.

• Item Type: MPRA Paper
• Language: English
• Keywords: Economics, Banking, Enterprises, Credit Lending, Credit Risk Analysis, Employment
• Subjects: E - Macroeconomics and Monetary Economics > E2 - Consumption, Saving, Production, Investment, Labor Markets, and Informal Economy; E - Macroeconomics and Monetary Economics > E5 - Monetary Policy, Central Banking, and the Supply of Money and Credit; G - Financial Economics > G2 - Financial Institutions and Services > G23 - Non-bank Financial Institutions ; Financial Instruments ; Institutional Investors; G - Financial Economics > G2 - Financial Institutions and Services > G24 - Investment Banking ; Venture Capital ; Brokerage ; Ratings and Ratings Agencies

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