التمويل الجماعي الإسلامي: فرص بديلة للتمويل في العالم العربي

Chiad, Faycal (2019): التمويل الجماعي الإسلامي: فرص بديلة للتمويل في العالم العربي. Published in: مجلة الإدارة والتنمية للبحوث والدراسات , Vol. 8, No. 1 (June 2019)

Abstract

Recent years have seen a growing interest in the enterprise and microenterprise sector. We have seen several government initiatives to encourage the sector, drive economic development, create employment and reduce government burdens, and intensify efforts to overcome difficulties for entrepreneurs and small businesses. Despite all these efforts, the lacks of funding opportunities still the top obstacle of challenges. Because of the banks' monopoly on financing in the Arab countries, alternative tools must be sought in the light of technological development. With the advent and spread of financial technology, Fintech has changed the way of lending and access to money. One of the most important financing tools is crowd funding, which this research clarifies its concept and types, and its most important shariah compliance rules. and suggest some appropriate projects for each type of crowd funding.

• Item Type: MPRA Paper
• English Title: Islamic crowdfunding: alternative opportunities for financing in the Arab world
• Language: Arabic
• Keywords: crowdfunding; Islamic crowdfunding; shariah compliance; Arab countries
• Subjects: D - Microeconomics > D6 - Welfare Economics > D64 - Altruism ; Philanthropy; L - Industrial Organization > L2 - Firm Objectives, Organization, and Behavior > L25 - Firm Performance: Size, Diversification, and Scope; O - Economic Development, Innovation, Technological Change, and Growth > O3 - Innovation ; Research and Development ; Technological Change ; Intellectual Property Rights; P - Economic Systems > P4 - Other Economic Systems > P43 - Public Economics ; Financial Economics

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