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Le capital institutionnel dans l'analyse du développement : Prolongement théorique et premier test empirique

Paul, Bénédique and Garrabé, Michel (2011): Le capital institutionnel dans l'analyse du développement : Prolongement théorique et premier test empirique.

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Abstract

Microfinance has made and continues to do a lot of debate. In these debates, an under-documented aspect is the impacts on recipients’ behavior. Through an empirical study on a sample of 500 beneficiaries of microfinance in Haiti, we mobilize the new theoretical framework of institutional capital to analyze this under-explored socio-economic aspect, through a multiple capitals approach of economic development. The results of the study show that the contribution of microfinance organizations includes institutional capital, and this asset influences beneficiaries’ socio-economic behavior, both in terms of consumption and savings, and in the observance of the repayment agreement.

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