Self-Reliance Micro-Finance in Tharparkar-Sindh: Suggested Techniques

Herani, Gobind M. and Rajar, Allah Wasayo and Dhakan, Ali Akbar (2007): Self-Reliance Micro-Finance in Tharparkar-Sindh: Suggested Techniques. Forthcoming in: Indus Journal of Management & Social Sciences No. Vol.1, No.2, (Fall) (2007): pp. 147-166.

Abstract

In this paper attempt has been made to analyze the conditions and possibilities for Self-Reliance Micro-Finance (SRMF), and propose a Thar Micro-Finance Bank (TMFB) and suggest implications. This study is about Tharparkar but concept is general. The study reveals that the proposed bank can be established in Tharparkar. Some active NGOs have started such type of programs in some of the villages out of these some people are getting benefits. Introducing this system requires motivation and awareness among people about its benefits. This system will give dual benefits, first the assistance and second completion of social and economic projects. People will get benefit at the required time. This practice will save time and expenditure, which would be utilized for the disbursement of funds to be distributed by donors and government at the time of famine conditions and other emergencies like earth quack, cyclone and damages during rainfall, etc. This system will provide the safety nets to Tharis that will alleviate poverty to enable the Thari people to prosper, thus improving the economy of Pakistan.

• Item Type: MPRA Paper
• Institution: Indus Institute Of Higher Education (IIHE), Karachi, Pakistan
• Language: English
• Keywords: Access to demand driven Self-reliance Microfinance; Depositing; Insurance; Education; Awareness; Motivation
• Subjects: D - Microeconomics > D9 - Intertemporal Choice > D92 - Intertemporal Firm Choice, Investment, Capacity, and Financing; D - Microeconomics > D3 - Distribution > D31 - Personal Income, Wealth, and Their Distributions; G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages

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