Munich Personal RePEc Archive

Iluzii financiare, Partea întâi

Dumitriu, Ramona and Stefanescu, Răzvan (2020): Iluzii financiare, Partea întâi.

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In the financial decision-making there could occur wrong perceptions over some essential aspects such as risk or profitability. The illusions associated to the indebtedness decisions have some particularities, caused especially by the insufficient financial knowledge of some debtors. Sometimes, they wrongly estimate the credit cost or overestimate their ability to repay the loans. Moreover, they could ignore the currency risk or the interest rate risk associated to some loans.

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