Iluzii financiare, Partea întâi

Dumitriu, Ramona and Stefanescu, Răzvan (2020): Iluzii financiare, Partea întâi.

Abstract

In the financial decision-making there could occur wrong perceptions over some essential aspects such as risk or profitability. The illusions associated to the indebtedness decisions have some particularities, caused especially by the insufficient financial knowledge of some debtors. Sometimes, they wrongly estimate the credit cost or overestimate their ability to repay the loans. Moreover, they could ignore the currency risk or the interest rate risk associated to some loans.

• Item Type: MPRA Paper
• English Title: Financial Illusions, Part 1
• Language: Romanian
• Keywords: Behavioral Finance, Indebtedness Decisions, Market Risks, Credit Risks
• Subjects: G - Financial Economics > G0 - General > G00 - General; G - Financial Economics > G0 - General > G02 - Behavioral Finance: Underlying Principles; G - Financial Economics > G2 - Financial Institutions and Services; G - Financial Economics > G2 - Financial Institutions and Services > G20 - General; G - Financial Economics > G2 - Financial Institutions and Services > G29 - Other

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