Swamy, Vighneswara and B K, Tulasimala (2013): Women Financing and Household Economics. Published in: Economics, Management, and Financial Markets , Vol. 8, No. 3 (September 2013): pp. 19-36.
Preview |
PDF
MPRA_paper_50351.pdf Download (585kB) | Preview |
Abstract
This study has uniquely established that financing women though Self Help Groups has a significant role in empowering women, which is a smart economics indeed in achieving the objective of economic development of the weaker sections. The findings of this study establish using the statistical technique and robust sample size that women financing through groups has significant impacts on the food security as well as non-food expenses of the poor families. The study has evidenced significant outreach of impact of women financing in terms of physical as well as qualitative factors on the socially weaker sections of the society such as Women, Scheduled Castes /Scheduled Tribes and Other Backward Classes category of the poor
Item Type: | MPRA Paper |
---|---|
Original Title: | Women Financing and Household Economics |
English Title: | Women Financing and Household Economics |
Language: | English |
Keywords: | economic development, institutions and growth, microfinance, banking, poverty, cross-sectional analysis, consumption, saving |
Subjects: | C - Mathematical and Quantitative Methods > C2 - Single Equation Models ; Single Variables > C21 - Cross-Sectional Models ; Spatial Models ; Treatment Effect Models ; Quantile Regressions C - Mathematical and Quantitative Methods > C3 - Multiple or Simultaneous Equation Models ; Multiple Variables C - Mathematical and Quantitative Methods > C3 - Multiple or Simultaneous Equation Models ; Multiple Variables > C31 - Cross-Sectional Models ; Spatial Models ; Treatment Effect Models ; Quantile Regressions ; Social Interaction Models E - Macroeconomics and Monetary Economics > E2 - Consumption, Saving, Production, Investment, Labor Markets, and Informal Economy E - Macroeconomics and Monetary Economics > E2 - Consumption, Saving, Production, Investment, Labor Markets, and Informal Economy > E21 - Consumption ; Saving ; Wealth G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages I - Health, Education, and Welfare > I3 - Welfare, Well-Being, and Poverty > I38 - Government Policy ; Provision and Effects of Welfare Programs N - Economic History > N3 - Labor and Consumers, Demography, Education, Health, Welfare, Income, Wealth, Religion, and Philanthropy N - Economic History > N3 - Labor and Consumers, Demography, Education, Health, Welfare, Income, Wealth, Religion, and Philanthropy > N35 - Asia including Middle East O - Economic Development, Innovation, Technological Change, and Growth > O4 - Economic Growth and Aggregate Productivity O - Economic Development, Innovation, Technological Change, and Growth > O4 - Economic Growth and Aggregate Productivity > O43 - Institutions and Growth O - Economic Development, Innovation, Technological Change, and Growth > O4 - Economic Growth and Aggregate Productivity > O47 - Empirical Studies of Economic Growth ; Aggregate Productivity ; Cross-Country Output Convergence |
Item ID: | 50351 |
Depositing User: | Vighneswara Swamy |
Date Deposited: | 04 Sep 2014 00:49 |
Last Modified: | 26 Sep 2019 23:50 |
References: | Ackerly B, A. (1995). Testing the tools of development: Credit Programmes, Loan Involvement and Women’s Empowerment. IDS Bulletin 26(3): 56-68. Ahlin, C. and Jiang,N. (2008). Can Micro-credit bring Development ? Journal of Development Economics, 86, 1-21. Ahl, H. (2006). Why research on women entrepreneurs needs new directions. Entrepreneurship Theory and Practice, 30(5), 595–621. Amatucci, F. & Sohl, J. (2004). Women entrepreneurs securing business angel financing: Tales from the field. Venture Capital: An International Journal of Entrepreneurial Finance, 6, 181–196. Banerjee, A., E. Duflo, R. Glennerster and C. Kinnan (2010). The miracle of microfinance? Evidence from a randomized evaluation. MIT working paper, June Beck, T., Demirgüç-Kunt, A. and Levine, R (2007). Finance, inequality and the poor, Journal of Economic Growth, 12(1), 27-49. Coleman, S. (2000). Access to capital and terms of credit: A comparison of men- and women owned small businesses. Journal of Small Business Management, 38(3), 37–52. Copestake, J., Dawson, P., Fanning, J.P., McKay, A. and Wright-Revolledo, K (2005). Monitoring the diversity of the poverty outreach and impact of microfinance: a comparison of methods using data from Peru, Development Policy Review, vol.23 (6), pp. 703–23. Daley-Harris S. (2007). Report of the Microcredit Summit Campaign. Microcredit Summit: Washington, D.C. De Aghion, A.B., & J. Murdoch, (2005). The economics of microfinance, Cambridge: MIT Press De Mel, Suresh, David McKenzie, and Christopher Woodruff, (2009). Are Women More Credit Constrained? Experimental Evidence on Gender and Microentreprise Returns, American Economic Journal: Applied Economics, 1(3):1–32 EDA Rural Systems and APMAS (2006). The Light and Shades of SHGs in India, for CRS, USAID, CARE and GTZ/NABARD, CARE India Garikipati S, (2008). The Impact of Lending to Women on Household Vulnerability and Women’s Empowerment: Evidence from India. World Development;36(12): 2620-2642. Hashemi, Syed M., Sidney R. Schuler and Ann P. Riley. 1996). Credit Programs and Women's Empowerment in Bangladesh, World Development 24 (4), 635-653. Holvoet N (2005). The Impact of Microcredit on Decision-Making Agency: Evidence from South India, Development and Change 36 (1): 75-102. Hulme and Mosley (eds.) (1996) Finance against Poverty, Volumes 1 and 2, Routledge, London. Hunt, J. and Kasynathan, N. (2001). Pathways to Empowerment? Reflections of Microfinance and Gender Transformation in South-East Asia. Gender and Development. 9 (1): 42-52. India GDP Deflator based on IMF data Specifications: available at http://www.tradingeconomics.com/india/gdp-deflator-imf-data.html Jane Humphries & Carmen Sarasúa (2012). Off the Record: Reconstructing Women's Labor Force Participation in the European Past, Feminist Economics, 18:4, 39-67 Kabeer N. (2001). Conflicts over Credit: Revaluating the Empowerment Potential of Loans to Women in Rural Bangladesh, World Development 29(1): 63-84. Khandker, S.R (1998) Fighting Poverty with Microcredit, Oxford University Press Khandker, S.R (2005) Microfinance and Poverty: Evidence Using Panel Data from Bangladesh, The World Bank Economic Review, vol. 19(2), pp. 263–86, An electronic copy may be downloaded from http://wber.oxfordjournals.org/ Mansuri, G and Rao, V (2007) Update note on community-based and -driven development, mimeo, Washington DC: World Bank. Martha Alter Chen and Donald Snodgrass (1999). An Assessment of the Impact of Sewa Bank in India: Baseline Findings Moyle, Dollard and Biswas (2006) Personal and Economic empowerment in Rural Indian women: A Self-help Group Approach, International Journal of Rural Management, Sage Publications Montgomery, R., D. Bhattacharya and Hulme D (1996) Credit for the Poor in Bangladesh: The BRAC Rural Development Programme and the Government Thana Resource Development and Employment Programme in ‘Finance Against Poverty by Hulme D. and P. Mosley (eds), Vols 1 and 2, Routledge, London. Morduch, J (1998) Does Microfinance Really Help the Poor: New Evidence from Flagship Programs in Bangladesh, Dept. of Economics and HIID, Harvard University and Hoover Institution, Stanford University Morduch, Jonathan and Barbara Haley (2002) Analysis of the Effects of Microfinance on Poverty Reduction, NYU Wagner Working Paper No 1014, June 28. Pitt, M., S. R. Khandker, and J. Cartwright. (2006). Empowering Women with MicroFinance: Evidence from Bangladesh, Economic Development and Cultural Change, 791- 831. NCAER (2008) Impact and Sustainability of SHG-Bank Linkage Programme,Submitted to GTZ –NABARD, Mumbai, India Richard L. Meyer (2001) Microfinance, Poverty Alleviation, and Improving Food Security: Implications for India, Rural Finance Programme, The Ohio State University Columbus, OH 43210 December. SIDBI (2008) Assessing Development Impact of Micro Finance Programmes- Findings and Policy Implications from a National Study of Indian Micro Finance Sector, Study conducted by Agricultural Finance Corporation Limited for SIDBI, India, September. Verheul, I. & Thurik, R, (2001). Start-up capital: “Does gender matter?” Small Business Economics, 16, 329–346. |
URI: | https://mpra.ub.uni-muenchen.de/id/eprint/50351 |